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FINANCIAL SECTION 41Managements Discussion and Analysis 43Operating Risks 44Financial Summary 46Consolidated Balance Sheet 48Consolidated Statement of Income 48Consolidated Statement of Comprehensive Income 49Consolidated Statement of Changes in Net Assets 50Consolidated Statement of Cash Flows 51Notes to Consolidated Financial Statements 69Managements Report on Internal Control over Financial Reporting 70Report of Independent AuditorsLINTEC ANNUAL REPORT 201640

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